Use our UK Finance guide and learn by experience. We outline pitfalls so that you don't have to learn the hard way, as many of us often do.
Credit Cards
0% interest credit card offers
With so many credit card companies existing nowadays, its hard to know which one is truly, 'the best credit card'. How can you choose the best credit card; the one that will suit your needs and preferences best?
Be wary of grabbing the first card that claims to be the best one. Take your time in choosing a card that offers long and short term benefits. Take your time and speak to consultants or friends who've had experience in this regard and make sure that you make an informed decision.
Look out for 0% interest credit card offers, but investigate them carefully. Make sure that after this 0% interest period, you don't get hit with a much higher than normal interest rate. Make sure what the interest rate will be thereafter.
Be careful of 'cash-back' specials. The interest on cash withdrawals is very high and it can add up very quickly.
Read the clauses carefully too. Are your charges inclusive of transfers, balances and all purchases etc?
With patience and a bit of investigation, you'll find the credit card that suits you best
