Use our UK Finance guide and learn by experience. We outline pitfalls so that you don't have to learn the hard way, as many of us often do.
Sound Advice
Phone Insurance - Read the Terms and Conditions
The single most important tactic you can use when signing a phone insurance policy is to read the terms and conditions of the policy –CAREFULLY. According to call centre employees, the reason why most customers phoning them become enraged is because they simply do not have the level of cell phone insurance cover that they thought they had, and this can be attributed to the fact that they chose to listen to what the sales assistant was telling them instead of taking the time out to go through the terms and conditions themselves.
A sales assistant will always tell you that you will be covered in every eventuality – they are salespeople, they work on commission, they want to make the sale! Points to look out for when scrutinising the terms and conditions of a phone insurance policy include excess clauses, how easy the claims process appears to be, how comprehensive the mobile phone insuranceUK policy is (i.e. look out for exclusions relating to water damage, accidental damage, etc.), whether or not you will be covered when travelling abroad and what sort of level of unauthorised calls will be covered in the event of theft. There are other points to be wary of, but by shopping online and doing a little bit of comparative analysis, you will quite easily be able to identify the more beneficial phone insurance policies available to you.
Continue Reading Related Articles
