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Use our UK Finance guide and learn by experience. We outline pitfalls so that you don't have to learn the hard way, as many of us often do.
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100% Mortgages
100% mortgages can help you buy a home without a deposit
Many first or second-time buyers who can easily afford mortgage repayments are unable to scrape together the money for a deposit. However, if you're in this tricky position, you could still buy with a 100% mortgage. This type of mortgage is now widely available. Some lenders cover the price of the property in its entirety plus a bit more to cover fees, stamp duty, moving costs and so on, all of which can be added onto the loan repayments.
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