Free Phone Insurance guide and experiences. We outline pitfalls so that you don't have to learn the hard way, as many of us often do.
Insurance
Phone Insurance
With technological advancement mobile phones are amongst the most state of the art accessories. Most people use their mobile phones to do most of their business, and will be set back if they are lost, stolen are damaged. Why pay thousands to replace or fix your phone if you can just pay a small amount to insure it.
Most cell phone insurance companies will cover your phone against water damage, theft, loss, fraudulent call cover, accidental damage and will even often international cover and extended warranties
In most cases if you have a contract phone your phone will be insured by the service provider, but if not there are many mobile phone insurance UK companies to choose from.
If however you have household insurance, it may be easier and more convenient to insure your mobile phone with them, meaning you will only have to deal with one insurance company, but not all household insurance companies offer this type of insurance, as a mobile phone is a high risk for insurance companies.
Why do I need phone insurance?
It is known that, a mobile phone is stolen every minute in the UK and latest figures show half of all street crime now involves mobile phone theft. Mobile phones remain the number one target for muggers and 50% of mobile phone owners reported that their phone had been lost or stolen in the last 3 years. 1 in 3 felt that they would lose touch with people if they lost their phone. Approximately 1 in 5 car crime victims will have their mobile phone stolen.
On the long run you might save lots of money having your phone insured. Instead of paying a huge amount to replace your phone, you can only pay a small, affordable amount each month, with phone insurance.
